Home Health 101

Open Front Door of a Home

Note: This post originally appeared at Cariloop.com.

If you or a loved one have decided to stay at home as long as possible, there is something called “home health” care that can help delay the move into senior housing.  Here’s an overview of home health and what it can do for you:

There are two type so f home health: medical and non-medical. Non-medical home care ranges from just having someone to check in on occasion to assistance with activities of daily living like showering or getting dressed.  Medical home health includes things like dressing wounds after surgery and performing physical therapy.

You might have to pay for some of the care.  Medical home care is usually covered by Medicare, Medicaid, or insurance.  However, non-medical home care is not covered.  If you want additional services that aren’t covered, then you’ll have to pay out of pocket.  Home care is typically billed by the hour, and prices range depending on what types of services are provided.

Even if you move to a retirement community, you’ll probably be receiving some type of home health. Even retirement communities are hearing the call of home health agencies since many communities don’t maintain the licensure necessary to provide that care.  Be prepared to receive a separate bill for home health if you move into a  community that doesn’t offer nursing or assisted living.

Home health can be a valuable tool for keeping seniors in their homes as long as possible.  Like any service, keeping a watchful eye can help prevent abuse or neglect by caregivers.  To find ratings for local home health agencies, you can check Medicare’s Home Health Compare.