Note: This post originally appeared at Cariloop.com.
Are you tired of shoveling snow? Want to vacation and retire in a new place?
If that sounds like you, then you’re looking for what’s called “destination retirement.” Due to its climate, southern states like Florida and Arizona are known as destination retirement locations. Other states like South Carolina are also becoming known for their semi-warm climates and retirement-friendly accommodations.
If you’re looking for a destination community, here are a few tips:
Do your research first. The Internet is your friend in this situation. Search for communities in the city of your choice, and then narrow your search by calling and asking questions.
Visit the city when you’ve narrowed it down. Once you have your top two or three choices for retirement communities, book a trip and go see them. With some good planning, you can visit all three in a day or two, leaving more time to relax and enjoy the scenery.
Go back during off-season. That beach that you loved during the summer might be a frozen nightmare during winter. Similarly, that warm spring day in Florida might give way to a muggy, humid night during August. So, consider going back a few times during different seasons to confirm that you can handle the climate.
Ask to try out the community before buying. Many communities offer a guest apartment to potential residents. Their policies vary, so make sure to call before booking your flight!
Consider renting if you’re nervous. Pulling the trigger on a new city and retirement community can be tough, but you don’t have to make an all-or-nothing decision. If you’re worried about making the decision, consider a more temporary living situation like an apartment in the area.
Destination retirement isn’t for everyone, but some people find it to be the perfect retirement adventure!
Thinking about selling your home and moving to retirement in about 10 years? Now could be a much better time to do it.
“Nurse” © 2009 Walt Stoneburner, Attribution 3.0 Generic http://creativecommons.org/licenses/by/3.0/
Our voices age over time just like our bodies.
Low interest rates are harming seniors and threatening their retirement.
More and more seniors are living on Social Security alone.
Here’s Part 1 of this article.
If you’ve decided to move for retirement, you might have some questions as to how to begin the process. Here are some tips:
Visit the city and the community. Just as you wouldn’t buy a house sight unseen, you shouldn’t choose a CCRC without visiting. Schedule some time to drive or fly to your destination so that you can make sure you are making the right choice.
Stay for a few weeks. While it may sound fun to move to a place like Hawaii for retirement, you might get there and decide that you don’t really like the sand and the sun as much as you thought. Since you are retired, go ahead and take an extended vacation at your chosen destination. If you’re still not sure, try taking a second trip during an off-season when the weather might not be as nice or the tourists might be gone.
Do what the locals do. Get tips from the local chamber of commerce or tourism bureau about where to eat and shop. Check out local museums and historical sites. If you’re feeling really adventurous, take a few tours of the area so that you know the local history and customs.
Stay at the community. Most people don’t realize that they can request a stay in the guest room at retirement communities. If you’re interested in moving, taking a test drive of the campus is a great idea!
If you’re not entirely happy with your current location, you might be interested in moving to a destination retirement community. “Destination” communities are located in cities that are considered tourist attractions. They’re usually in the south and offer amenities and climate that attracts residents from more northern states. Although Florida, with its sunny weather, was the original destination retirement location, there are now dozens of other regions that could be considered retirement destinations.
The benefits of moving for retirement are many. Not only do you get a new home in an exotic location, but you’ll also have the potential for many more amenities and activities, especially if you’re from a small town. You also have the opportunity to meet people of different backgrounds.
On the other hand, there is a tradeoff associated with moving across the country. First of all, you probably aren’t familiar with the local area. Being halfway across the country might mean that you’re located far away from family. And, you’ll also have to make new social connections after you move to the new community. If you’re not a social butterfly, it might be hard to get to know people.
If you’re an adventurous person, then destination retirement might be just the thing for you. Stay tuned for Part 2; I’ll be giving tips on how to find a retirement community in a new city!